Car Breakdown Insurance - RAC

This UK company can trace its routes back to 1897 and was the first motoring organisation to introduce uniformed car breakdown patrols in 1901 and roadside emergency telephone boxes in 1912. In 1999 Lex Service plc purchased the company's Motoring Services and subsequently renamed itself RAC plc in September 2002. The RAC Group of companies includes BSM, the world's largest driving school, Hyundai UK and many other companies.

In addition to its commercial activities, the RAC Foundation was also founded in 1999. It is an independent body tasked with campaigning and carrying out research into motoring issues.

The RAC offer a variety of car breakdown insurance products to protect the motorist. These include;

Roadside – This level of breakdown insurance cover offers the motorist roadside assistance providing your car is at least a quarter of a mile from your home. If you have a breakdown and the car can’t be fixed at the roadside, they will transport the vehicle to an approved garage where available. Accident help and advice is also available should you suffer a road accident.

Solution 1 – In addition to Roadside benefits mentioned above, this level of breakdown insurance cover also offers the motorist the piece of mind that, if the car cannot be fixed locally within a reasonable time, the company will transport your vehicle and up to seven passengers to any UK destination. Providing you keep your car breakdown insurance cover with the company no-call discounts of up to 50% can be built up over a period of 5 years and free 28 point car checks are offered every year to help you avoid breaking down.

Solution 2 – This level of breakdown cover incorporates all the benefits of Roadside and Solution 1 except, if the car cannot be fixed locally within a reasonable time the company will not transport your car and up to seven passengers to any UK destination. However, should your car break down at your home address cover is provided.

Solution 3 – Encompasses both Roadside and Solution 1 benefits and also covers you if your car for a break down at your home address.

Solution 4 – This level of breakdown insurance cover incorporates all the benefits of Solution 3 and if the car cannot be fixed locally within a reasonable time, the company will transport your vehicle and up to seven passengers to any UK destination. Alternatively, they will take your car to any UK destination and will arrange for a replacement vehicle for up to three days whilst your vehicle is being repaired; or overnight accommodation; or onward travel by taxi or plane up to a maximum value of £150 per head or £500 for a group, whichever is less.

Bespoke European Assistance breakdown cover is also available for short trips of up to 2 days or multiple trips within one year.

Please note, conditions will apply for all of the insurance products mentioned above, please contact the insurance company concerned for more information.

RAC Breakdown Insurance