Manufacturers Car Insurance
Information on car manufacturers who provide insurance cover on their own makes of car
The manufacturers car insurance directory aims to highlight motor manufacturers who offer car insurance to the public. Included within each company listing are details of manufacturers car insurance product features and benefits currently being offered.
Alternatively, read our car manufacturers information guide below, or insurance guide pages, and find out all you need to know before getting a competitive quote online.
Car Manufacturers Insurance Guide
For many years car manufacturers have used the sale of their vehicles to recommend certain financial products and companies. Car insurance is one such product, and if an insurer is recommended by a garage it is likely they have had financial incentive to do so. As the car insurance market has become more crowded, insurers have looked for alternative ways to acquire your custom.
Where a company provides tailored insurance to a car manufacturer it may provide a very high level of protection and service, all at a price that other providers (of non specific policies) will possibly find hard to match.
Car manufacturers offer such competitive insurance policies because they are able to leverage their brand when negotiating exclusive rates with an insurance company. In return, the insurer has the opportunity to ensure an exclusive market and, dependent on the manufacturer, sell large numbers of polices.
In order to be competitive, a car manufacturer will set up an exclusive insurance policy which calculates premiums based on the claims history of a wide range of that particular car model and the type of person likely to own such a vehicle.
In addition to a competitive car insurance quote, a manufacturer’s policy may provide a tailor-made policy incorporating various features and benefits as standard. Some examples of the types of benefit you may receive include:
1. Nil excesses available for policy holders aged 25 and over,
although an additional premium may be required.
2. Purchase discounts.
3. No paperwork for you to complete.
4. One call to a personal Incident Manager to handle your insurance claim and make all the necessary arrangements for you.
5. A courtesy vehicle while yours is repaired at a car manufacturer’s repair centre.
6. All vehicles are repaired using genuine car manufacturer’s parts.
7. If the car is new some manufacturers will replace it with a new one dependent on:
a.) You being the first registered owner.
b.) The vehicle is under 12 months old.
c.) Any repair cost covered by the manufacturers insurance policy exceeds 60% of its list price at the time of purchase.
d.) The car is stolen and not recovered.
8. Reduced cost breakdown insurance.