Classic Car Insurance - Lancaster

Information for classic car owners seeking insurance cover through Lancaster

This company is a member of the Institute of Insurance Brokers and acts as independent intermediary for selected UK Insurers.

In addition to providing classic car insurance the company also insure modern, performance cars and motorcycles in the UK excluding Northern Ireland. Special schemes are available for owners of Land Rovers, MG’s, Mini’s and 4X4 vehicles.

The company's classic car insurance policy benefits include limited mileage discounts from 1500 miles to unlimited mileage per annum; up to a full 65% good driver discount for clean driving and claims records; additional discount on insurance for classic cars under restoration in garages are covered under laid up policies. Also, legal benefits insurance, free green card cover for classic car policyholders taking advantage of inexpensive ferry crossings for multiple trips to the rest of Europe (not applicable for non UK residents or UK residents wishing to use their classic cars whilst employed outside the UK), In Car Entertainment insurance cover included even in open topped vehicles, and personal effects stolen from an open or soft top vehicle.

The company also provide 'Agreed Valuations' as part of their classic car insurance that are guaranteed and certificated in advance before a total loss claim occurs. Classic car insurance policyholders receive the full amount less the standard policy excess (many insurers render their 'Agreed Value' clause worthless by clever wording, which forces claimants to accept their estimate of the market value regardless of the true value).

Please note, conditions will apply for all of the classic car insurance products mentioned above, please contact the company concerned for more information.