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Commercial Vehicle Insurance |
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Insurance Directories Car Directories Insurance Guide Resources Site Information |
Information on commercial vehicles, insurance companies, and the services they provideThe commercial vehicle insurance directory highlights companies or brands who offer commercial vehicle insurance to businesses. Included within each company listing are details of product features and benefits currently being offered. Alternatively, read our information guide below, or car insurance guide pages, and find out all you need to know before getting a competitive quote. Commercial Vehicle Insurance Guide Most businesses, from sole traders to multi nationals, have transport requirements which can range from satisfying logistical needs to moving employees from one destination to another. As with car insurance for personal use, similar principals apply with commercial vehicle insurance. If any type of vehicle is taken on a road it involves risk to yourself and others. To protect the driver and any third parties it is law in the UK that all businesses must have a minimum amount of insurance cover in order to drive on the road in a commercial vehicle. Around 25% to 33% of serious and fatal road accidents involved a victim that was 'at work' at the time. The latest reports show that there are over 750,000 traffic accidents and 300,000 road related casualties every year in the UK. When a traffic accident occurs the result is never a good one. People are injured, and property is damaged. In addition to the risk of an accident, according to a recent police report over 47,000 commercial vehicles are stolen each year from British businesses. This is estimated to equate to £152 million in lost assets, not including any additional costs such as renting vans, increased commercial vehicle insurance premiums, or loss of earnings. There are 3 types of policy available to commercial vehicles which use the road and will provide varying levels of cover: • Third Party Commercial Vehicle Insurance: Will insure third
parties for accidental death or injury arising from use of a commercial
vehicle. Examples of Commercial Vehicles include:
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