Egg Car Insurance

This is one of the most recognised online financial service brand companies in the UK and have extended their range to include car insurance. This is provided through Egg Financial Intermediation Limited, which is wholly owned by Egg plc, which in turn is 79% owned by Prudential plc. Egg car insurance is underwritten by UK Insurance Ltd which is authorised and regulated by the Financial Services Authority.

The company will provide fully comprehensive, third party fire and theft or third party cover to suit your purposes, available via the internet.

The company's UK car insurance policy offers a broad range of benefits including a 10% discount for purchasing online rather than by telephone plus £30 cash back* if you pay using your Egg Card. You should be able to obtain a quote for car insurance if you live in the UK and you drive an unmodified, right hand drive car registered in the UK. An added benefit for older drivers is that they will consider applications from drivers between 17 and 80 years old. Additional car drivers can be added to an insurance policy provided they fulfil the same rules as the proposer.

Your no claims discount can be carried forward from your previous company. Begining at 30% after the first year, it can increase to 65% (70% if you're over 50) after five years.

Their rescue service is provided only to their car insurance customers in the UK as an optional extra in association with Green Flag Motoring Assistance. This car breakdown cover means you are entitled to up to one hour's roadside repair, national recovery, home call, car hire or alternative transport (up to £100), or up to £240 for hotel accommodation while you await insurance repairs.

If you have an accident the company will provide you with a courtesy car at no extra cost, while yours is being repaired. This is subject to availability and to using one of their network of approved car repairers.

If you need to make an insurance claim, there is a reassuring 24 hour claims helpline. They will collect your car, obtain the estimates and ensure that manufacturer-approved mechanics carry out the car repairs, guaranteeing them for three years. Legal Insurance Protection is available as an optional extra.

Importantly, in these fuel conscious times, car sharing* is written into the insurance policy and is acceptable, for social or similar purposes, provided it is not part of a business, there is no profit being made from any financial arrangements and the vehicle can carry no more than 8 people excluding the driver.

For car insurance abroad, above the EU compulsory cover, the company will issue a green card subject to their consent and payment of any additional premium.

Medical Expenses* cover will be provided for treatment of the driver and passengers, following an accident involving your car, up to limits detailed in your schedule.

Please note, conditions will apply for all of the insurance products for cars mentioned above, please contact the insurer concerned for more information.

* Specific conditions apply, not detailed here, please see the company's literature for full details.