Esure Car Insurance

This company was set up in 1999 by the Halifax group now know as the HBOS group. Over £150 million was invested to create a UK car insurance brand dedicated to careful drivers. Prospective customers would be able to buy products via the telephone and online. The concept was conceived by Peter Wood who is famous in the insurance world for his part in setting up the first UK telephone based insurance company Direct Line in the mid eighties. Since its launch, Esure has expanded its operations to include car, home and travel cover and underwrite Sainsbury’s car insurance.

The company prefer their car insurance customers to have at least four years no claims discount and clean driving records. This enables the them to offer competitive car insurance premiums to this target market and develop a relationship that allows the customer to build up their no claims discount to 70% for five years claim free driving and up to 75% for a total of 10 years. By encouraging customers to purchase car insurance and other products online, the company continually strives to reduce overheads and premiums for its customers.

Before obtaining a car insurance quote from them, consider checking the assumptions they make on your behalf on their website. This could dramatically speed up your online quote and avoid the scenario whereby you do not fit their motor underwriting criteria. Other useful features offered by them include the facility to renew your car insurance online and the option to print or view the policy booklet and summary of cover.

Please note, conditions will apply for all of the insurance products for cars mentioned above, please contact the company concerned for more information.