Import Car Insurance
Information for owners on imported vehicles and insurance companies who provide policy cover for import cars
The import car insurance directory highlights companies or brands who offer imported car insurance to the public. Along each listing are details of product features and benefits currently offered*.
Alternatively, read our information guide below for imported car owners or insurance guide pages, and find out all you need to know before getting a competitive import car quote.
Imported Car Insurance Guide
If you decide to buy a car that has not been manufactured in the UK, it is likely to have been built without taking into account UK build specifications. As obvious as it is though, regardless of where you import your car from in the world, a domestic insurance company will exist and be able to provide a quote. If they are unable to provide a quote it is more than likely that the car will be modified, a kit car, or another form of non-standard vehicle.
For example you may want to import a Japanese sports car to the UK. Before you decide to invest several thousand pounds on the vehicle, it would be very wise to speak to some insurers first and ascertain how much the insurance will cost for the import car you wish to buy.
There are different types of imported car dependent on where you import it from:
1. Grey Import: Cars that are not built to European standard and
are not EU approved, such as Japanese vehicles. Grey imports are usually
second hand cars and finding a suitable insurance policy and price is
far harder. You will also need detailed information on the vehicle for
2. Parallel Imports: Cars that are right hand drive and purchased from outside of the UK. However, they are built to EU Type Approval, and compatible with UK specifications. In addition, parallel imports are new cars imported from Europe and will be far easier to get insurance for than grey imports.
When you organise your import car insurance you should expect to pay a higher premium than a standard car purchased in the UK. In some cases the cost of the inflated import insurance premium, plus the cost of buying and importing a car from outside the UK, may not be worth it. You may find it far cheaper to buy a similar, UK specification model.