Insurance Groups For Cars - NFU Mutual

NFU is a mutual insurer and can trace its origins back over 90 years. The company's mutuality status means no dividends are paid to shareholders. As a result the company claim to operate one of the lowest expense ratios in the insurance industry. They operate from over 350 offices located in rural towns and villages throughout the UK and target their insurance and financial services products at people who visit, live or work in the countryside.

Their portfolio of products includes a wide range of insurance services to protect everything from home and family to loved pets and possessions. In 2002 and 2003 NFU Mutual received The Guardian and Observer Consumer Finance runner-up award for best home and car insurance provider.

Not surprisingly the company's private motorist car insurance product is specifically designed for people who do most of their driving in the country and offers cover for personal effects in your car for up to £250, brand new car of the same make and model if available should your new car be stolen or written-off within two years of its purchase and free access to roadside assistance if you breakdown. This is a pay on use service. Special rates are offered for full NFU Mutual Road Rescue.

The company'sl van insurance is specifically designed for pick-ups and light vans and comes with a compulsory claims excess of only £50 and windscreen excess of just £25. Additional breakdown cover is also offered for vans and pick-ups, including alternative transport to make sure you reach your destination.

Caravan insurance is also offered and includes comprehensive 'new for old cover' for any caravan up to five years old, European travel cover for up to 84 days per year which can be extended, up to £1500 towards emergency temporary accommodation or caravan hire and up to £1000 for storm damage to awnings.

Please note, conditions will apply for all of the car insurance products mentioned above, please contact the insurer concerned for more information.

NFU Mutual Car Insurance Group

Website Address www.nfumutual.co.uk