Kit Car Insurance
Information on kit cars and companies in the UK who offer insurance cover
The Kit car insurance directory aims to highlight companies or brands who offer kit car policies to the public. Included within each insurance company listing are details of products and benefits currently being offered.
Alternatively, read our kit car information guide below, guide pages, and find out all you need to know before getting a competitive quote.
Kit Car Insurance Guide
Kit cars are different from the norm; even they go outside the boundaries of custom car insurance. This is because they are made individually and with parts supplied by a manufacturer. In most cases a kit car is a replica of a popular model of car and while the manufacturer will supply body parts and the frame kit, they do not supply you with an engine, the wheels, transmission, and other vital parts.
When you insure a standard specification car, one of the big factors that will influence your insurance premium will be the size of the engine. As the person responsible for purchasing and installing your engine it is wise to think past the horse power output. If you put a 6 litre, V8, 500 brake horse power engine in a car that weighs the same as mini, you should expect an exceptionally large premium.
Generally if the engine is smaller your kit car insurance premiums will be less. Just because a car is non-standard it doesn’t mean that the vehicle or the driver represent a greater liability. You can help to reduce your insurance premium by sticking to just one named driver, garaging the kit car overnight, fitting security devices, and by building up a no claims discount.
When you apply for kit car insurance it is vital that you are honest and most importantly declare everything. If you miss anything, when it comes to claiming the company may not pay your claim.
If you are unsure what affect your modification (engine or body) will have on your kit car premium, ask your company. It could make a big difference to the amount you spend on an insurance policy when you could spend it on your car!