Car Insurance Northern Ireland

The Northern Ireland car insurance directory aims to highlight companies or brands who offer motorists quotes for car insurance in Northern Ireland. Included within each listing are details of product features and benefits currently being offered*.

Alternatively, read our information guide below for car insurance in Northern Ireland and find out all you need to know before getting a competitive online quotation.

Northern Ireland Car Insurance Guide

Statistically car drivers living in Northern Ireland are charged higher insurance premiums than their mainland counterparts. There are various reasons for this, however, there are some simple measures which can be taken to reduce quotations offered by car insurance companies.

According to surveys conducted on behalf of some providers, residents of Northern Ireland are more likely to stay with their existing car insurance company at the time of renewal rather than shop around for alternative quotes. A possible explanation for this is that some UK insurance providers exclude residents from Northern Ireland from taking out their car insurance products which can be very annoying, especially if this is not made clear at the outset of getting a quote.

It is fact however that more and more companies are now offering car insurance in Northern Ireland, therefore, consider adequate security devices if there are none installed in your car. Insurers will discount premiums if insurance approved car security alarms and immobilisers are fitted. Cars that are either garaged or left on the driveway overnight are also likely to help reduce Northern Ireland car insurance premiums. It is often the case that additional drivers especially those who are young, inexperienced, or just passed their driving test are added to policies. This will inevitably push up premiums, however, if the additional driver only uses the car for a few consecutive months each year, consider insuring the additional driver for the period they are using the vehicle for only.

Alternative ways to reduce premiums for car insurance in Northern Ireland can include increasing the claims excess amount. The disadvantage of this measure is that should you need to make a claim the cost will be higher. If you are renewing policy for car insurance in Northern Ireland, take note of the annual mileage incurred over the previous year and ensure you are not overstating your estimated annual mileage to the company.