Over 50 Car Insurance - Saga

This company has been selling insurance products since 1987 and can trace the routes of their organisation back to the 1950s. Today, the Saga Group serves older people who are aged over 50 with a variety of different services including car insurance.

In order to satisfy the UK current financial regulations, the company is registered with the Financial Services Authority with its over 50 car insurance product and underwritten by Saga.

Anyone who wishes to get a quote from Saga must be over 50 and hold a UK or EU driving license for at least 1 year. A spouse or one other driver can be incorporated on the policy as additional drivers provided they are over 21 years of age. All vehicles will be considered apart from those which are either kit cars, modified or imported from Ireland or Japan. For those older drivers who wish to reduce their insurance quotes even further, there is the option to increase the claims excess.

Key features of Saga’s comprehensive over 50 car insurance product include ‘get you home cover’ up to a set limit which compensates you for any costs incurred in travel or accommodation if your car is involved in a accident and cannot be driven home. Free vehicle hire is also available for up to 14 days if you use Saga’s recommended repairer following an accident. Unlimited insurance cover for driving in the European Union is very beneficial for those who frequently travel across the channel and personal belongings in the vehicle are also insured with increased limits applying in the month of December. One notable benefit is the company's emergency ‘any driver’ cover which comes into effect if the policyholder is suddenly medically unfit to continue driving. In this emergency situation any passenger with a full driving license is permitted to drive the vehicle whilst the policyholder remains in the car.

Please note, conditions will apply for all of the over 50's car insurance products mentioned above, please contact the company concerned for more information.