Over 50 Car Insurance

The Over 50 car insurance directory aims to highlight companies or brands who offer policies for older drivers over 50. Included within each listing are details of product features and benefits currently being offered*.

Alternatively, read our insurance information guide below for the over 50's, or car guide pages, and find out all you need to know before getting a competitive quote.

Over 50 Car Insurance Guide

Companies are increasingly targeting specific age groups in the market place and retired drivers or those aged over 50 are no exception to this. Industry research reveals that older drivers are inclined to have more mature driving attitudes than young drivers. As far as car insurers are concerned this translates into fewer accidents and most importantly lower insurance claims frequencies. Therefore, responsible low mileage older drivers over 50 with no accidents or convictions in the last 3 years, or with a no claim bonus of at least 4 years may benefit from lower premiums compared to young drivers in there twenties.

Additional Car Insurance Policy Features

Not all policies are the same! The needs of the older driver over 50 compared to student drivers will be slightly different which is why some insurance companies have incorporated some useful features designed to provide extra reassurance. One such feature worth looking out for is emergency additional driver cover. The purpose of this is to allow a passenger with a full UK driving license to drive the car should you suddenly fall ill whilst driving and are unable to continue your journey. If on the other hand there is no passenger to help in this situation and you are stranded there maybe a set benefit payable for the costs to get you home or stay in emergency overnight accommodation.

If you are shopping around for over 50 car insurance quotes consider comparing the level of cover offered by each insurer and you maybe surprised to learn that there are important differences. Apart from the price differential, look out for courtesy car hire, claims excess limit, legal expenses insurance option, free claims helpline, breakdown or accident assistance, car repair guarantee following an accident, no claims bonus protection option and driving in Europe.